OSAP Affidavits

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What is an OSAP Affidavit? 


If you're applying for student financial aid through the Ontario Student Assistance Program (OSAP), you' might need to submit an Affidavit as part of your OSAP application. The specific details and requirements regarding this affidavit may vary based on individual circumstances and you'll surely want to avoid delays and secure your financial aid in the application process. Therefore, OSAP may require a notarized affidavit to confirm such things as your income, expenses or if you have dependent children to support. In general, an affidavit is a legal document that must be sworn and signed in the presence of a lawyer or paralegal in Ontario, a commissioner of oaths (who may or may not be a lawyer or paralegal , or a notary public. When preparing an affidavit, you are obligated to solemnly swear or affirm that the information contained within is accurate and truthful. This will ensure that your OSAP application process runs smoothly and avoids un-necessary complications.


What are the most common documents required to submit as part of your OSAP application?


It's important to note that OSAP requirements and forms can vary depending on individual circumstances, such as residency status, family income, and other factors. Some common documents that applicants may be required to submit as part of their OSAP application include:


1.   Income Verification: This may include submitting financial 
  documents such as income tax returns, Notice of Assessment,
   T4 slips, or other proof of income for the applicant and/or their
   family.


2.   Confirmation of Enrolment: This is a document provided by
    the educational institution to verify that the applicant is 
   enrolled in an eligible program.


3.   Consent Forms: These forms authorize OSAP to gather and
    verify information from other government agencies,
    educational institutions, and financial institutions.


4.   Supporting Documents: Depending on the circumstances,
    additional documents may be required, such as proof of
    residency, proof of disability, or documents related to a
    change in marital status.


It's also worth noting that these requirements may change over time, and there may be additional or updated affidavits introduced by OSAP, we recommend visiting the official OSAP website or contacting the OSAP office directly.


What are the most common types of OSAP Affidavits?


  • OSAP Affidavit of Marital Status (Separated or Married)


  • OSAP Affidavit of Common-Law Status


  • OSAP Affidavits of Parental Income


  • OSAP Affidavit of Sole Support Parent


  • OSAP Affidavit of Spousal Income


  • OSAP Affidavit of Student’s Foreign Income


  • OSAP Affidavit of No Student Income


  • OSAP Affidavit of Indigenous Identity


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More Programs 


 

  1. Repayment Assistance Plan (RAP): OSAP offers a Repayment Assistance Plan to help borrowers manage their loan repayment. This plan adjusts monthly loan payments based on the borrower's income and family size, making it more affordable and manageable. It provides flexibility for those who may be experiencing financial difficulties.
  2. Interest-Free Status: Borrowers who are facing financial hardship, returning to school, or experiencing other approved circumstances can apply for interest-free status. This allows them to temporarily pause their loan repayment without accumulating interest on their loans during the approved period.
  3. Second Career Program: OSAP provides financial assistance to individuals who have been laid off and are seeking retraining or education for a second career. The Second Career Program helps eligible individuals cover tuition, books, transportation, and living expenses while they pursue education or training that leads to better job prospects.
  4. Indigenous Student Bursary: A dedicated bursary for Indigenous students. The Indigenous Student Bursary provides additional financial assistance to help Indigenous students access and complete their post-secondary education. Eligibility criteria may vary, and it's important for Indigenous students to explore the specific supports available to them through OSAP.
  5. Course Load Requirements:  Specific course load requirements for full-time and part-time students. To maintain eligibility for OSAP funding, full-time students typically need to take at least 60% of a full course load, while part-time students need to take 20-59% of a full course load. It's essential to be aware of these requirements to ensure continued eligibility for financial assistance.
  6. Academic Progress Requirements: Students must make satisfactory academic progress, as defined by their educational institution, to continue receiving OSAP assistance. Falling below the required academic standards can result in funding restrictions or loss of eligibility.
  7. Non-Repayable Grants: As part of its financial aid packages. These grants, such as the Ontario Student Grant (OSG), are based on financial need and do not need to be repaid. They can significantly reduce the amount of loan borrowing required by students.

 

 Additional programs and initiatives related to financial aid and support in Ontario


 Here's a brief explanation of each:


  1. One Year OSAP Grace Period for Entrepreneurs: This program provides an extended grace period of one year for entrepreneurs who have recently completed their studies and are starting a new business. During this grace period, the borrower is not required to make loan payments, allowing them to focus on establishing their business before beginning loan repayment.
  2. One-Year OSAP Grace Period for Not-for-Profit Employees: Similar to the grace period for entrepreneurs, this program offers a one-year grace period for individuals employed in eligible not-for-profit organizations. It provides temporary relief from loan repayment obligations, recognizing the unique circumstances and financial challenges faced by individuals working in the not-for-profit sector.
  3. Ontario First Generation Bursary: The Ontario First Generation Bursary is designed to support students who are the first in their family to attend post-secondary education. It provides additional financial assistance to help cover the costs of tuition, books, and other educational expenses. The bursary aims to remove financial barriers and support access to higher education for students whose parents or guardians did not attend college or university.
  4. Ontario Graduate Scholarship: The Ontario Graduate Scholarship (OGS) is a merit-based scholarship program that provides financial assistance to graduate students in Ontario. The OGS aims to attract highly qualified individuals to pursue their graduate studies in the province. The scholarship helps offset the cost of tuition and living expenses for eligible students.
  5. Ontario Student Loan Rehabilitation Program: The Ontario Student Loan Rehabilitation Program offers borrowers who are in default on their student loans an opportunity to rehabilitate their loans and restore their eligibility for financial assistance. By successfully completing the rehabilitation program, borrowers can regain access to financial aid and improve their loan repayment status.


These programs and initiatives provide specific financial support tailored to different groups and circumstances. They aim to address unique challenges, encourage entrepreneurship, support specific sectors, and promote accessibility and affordability in higher education. It's important to note that eligibility criteria, application processes, and program details may vary, so it's advisable to consult the official OSAP website or contact the OSAP office for the most up-to-date information on these programs.



FAQs

Got a question about an OSAP Affidavits? We’re here to help.

  • Q: What is an OSAP Affidavit of Marital Status (Separated or Married)?

    A: When it comes to verifying marital status, applicants may be required to provide supporting documentation to confirm their marital status, such as being married or separated. These documents typically include legal documents like marriage certificates, divorce or separation agreements, or other relevant legal paperwork.


    The purpose of verifying marital status in the OSAP application process is to accurately assess the financial resources and dependencies of the applicant. Marital status can impact eligibility and the way financial assistance is determined.

  • Q: What is a OSAP Affidavit of Common-Law Status?

    A:  An OSAP Affidavit of Common-Law Status imay be required to determine the eligibility of a student in a common-law relationship for financial assistance. In Ontario, common-law status refers to a relationship between two individuals who have been living together in a conjugal relationship for a certain period of time, typically at least one year. The OSAP Affidavit of Common-Law Status is used to verify the existence of such a relationship.



  • Q: What is an OSAP Affidavits of Parental Income?

    A:  This affidavit is used to declare and provide evidence of the income of a student's parents or legal guardians. Typically required when assessing a student's eligibility for financial assistance and determining the amount of financial aid they may receive. 


    The OSAP Affidavit of Parental Income is completed by the student's parents or legal guardians and may require them to disclose details about their income, employment status, sources of income, and any other relevant financial information. The purpose is to assess the financial resources available to the student's family and determine the level of financial need.


    In addition to the affidavit, supporting documents such as income tax returns, pay stubs, employment letters, or other financial records may be required to validate the income information declared in the affidavit.

  • Q: What is an OSAP Affidavit of Sole Support Parent?

    A: If you are a student who is considered a "sole support parent," meaning you are the primary caregiver and financially responsible for your child or children, OSAP may require documentation to support your claim.


    Typically, you would need to provide supporting documents that demonstrate your status as a sole support parent. This may include legal documentation such as custody agreements, birth certificates of your child(ren), proof of child support payments or absence thereof, and any other relevant documentation that confirms your role as the primary caregiver and financial provider for your child(ren).



  • Q: What is an OSAP Affidavit of Spousal Income?

    A: This legal document is to declare and provide evidence of the income of a student's spouse or common-law partner. This affidavit is typically required when the student is married or in a common-law relationship, and their spouse's income needs to be considered for the purpose of determining their eligibility for financial assistance. 


    The OSAP Affidavit of Spousal Income may require the affiant to disclose details about their spouse's income, employment status, sources of income, and any other relevant financial information. Supporting documents such as pay stubs, income tax returns, or employment letters may be attached to the affidavit to validate the stated income.

  • Q: What is an OSAP Affidavit of Student’s Foreign Income?

    A: If you have foreign income as a student and it needs to be reported for OSAP purposes, you would typically be required to provide documentation or supporting evidence of that income. 


    This may include:


    1. Bank statements or financial documents from foreign financial institutions that show the income earned or received from abroad.


    2. Foreign tax returns or statements related to income earned abroad.


    3. Official letters or statements from employers or sources of income outside of Canada.

  • Q: What is an OSAP Affidavit of No Student Income?

    A: If you are a student applying for OSAP and as the name suggests, have no income to report, you would typically need to provide supporting documentation or evidence to demonstrate your lack of income. 


    This may include:


    1. A sworn statement or declaration explaining your current financial situation and stating that you have no income as a student.


    2. Bank statements or financial records showing no significant deposits or income transactions.


    3. Proof of enrollment or registration in a full-time or part-time academic program, which indicates your status as a student.

  • Q: What is an OSAP Affidavit of Indigenous Identity?

    A: If you identify as Indigenous and wish to access OSAP benefits specifically available to Indigenous students, you may be required to provide supporting documentation to confirm your Indigenous identity. The documentation required may vary depending on your situation and the specific benefits or programs you are applying for. 


    Examples of supporting documents that may be requested include:


    1. Certificate of Indian Status (commonly known as a "status card") issued by Indigenous and Northern Affairs Canada (INAC).


    2. Métis Nation of Ontario (MNO) Citizenship Card or other recognized Métis identification.


    3. Letter or documentation from an Indigenous organization or community confirming your Indigenous identity.

  • Q: How do I know if I need an OSAP Affidavit and if it needs to be submitted with my application?

    A: Typically, the financial services department of your college or university, as well as OSAP (Ontario Student Assistance Program), will inform you if an OSAP affidavit is required as part of your application process. If you are uncertain about whether you need to submit an OSAP affidavit, it's recommended to reach out to your college or university's student financial services department for assistance. They will be able to provide guidance and clarification based on your specific circumstances, ensuring that you have the necessary information and documents for your OSAP application.


    To determine if you need an OSAP Affidavit and whether you should submit one with your application, you should carefully review the official guidelines and documentation provided by the Ontario Student Assistance Program (OSAP). These guidelines can be found on the official OSAP website.


    Additionally, the OSAP application itself will guide you through the required steps and documentation based on your specific situation. The application will prompt you to provide information regarding your family income, marital status, dependents, and other relevant factors that may determine whether an affidavit is necessary.


    It's important to read and follow the instructions provided in the application and the accompanying documentation carefully. If an affidavit is required, it will typically be specified in the instructions or checklist provided by OSAP.


    If you have any doubts or questions about whether you need to submit an OSAP Affidavit or any other specific documentation, you should contact the OSAP office directly. They will have the most accurate and up-to-date information based on your individual circumstances and guide you through the application process.

  • Q: If the person who needs to sign the OSAP affidavit is outside of Ontario, how can it be notarized?

    A: If the person who needs to sign the OSAP affidavit, whether it be yourself, your spouse or parent, are not located in Ontario, there's other options available:


    Your most convenient and affordable option would likely be remote or online notarization.  You can easily connect with our notaries remotley from outside Ontario using video conference (FaceTime, Whatsapp, Zoom, etc). Click here to book your appointment. 


    Your other options are to use: 


    A Local Notary or Commissioner of Oaths within your current jurisdiction or province (one who is authorized to administer oaths and affirmations). 


    If you are residing in another country, you can attend the nearest Canadian embassy, consulate, or high commission. These diplomatic missions typically provide notarial services to Canadian citizens. You should contact the embassy or consulate in advance to inquire about the specific requirements and procedures for notarizing the OSAP affidavit.


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